White Rock & South Surrey Real Estate Market Update

Fraser Valley Overview – December 2025

As we close out 2025, the Fraser Valley real estate market continues to reflect a slower pace of activity, increased inventory, and improved negotiating conditions for buyers. While this trend has been consistent across the region, South Surrey and White Rock real estate remain distinct markets, driven by lifestyle appeal, limited land supply, and long-term demand.

Fraser Valley Market Snapshot

The Fraser Valley Real Estate Board reported 12,224 total sales in 2025, representing a 16% decline compared to 2024 and placing this year among the slowest sales periods in over two decades despite softer pricing and decade-high inventory levels, buyer activity remained cautious due to affordability concerns, interest rates, and broader economic uncertainty.

Key Fraser Valley highlights include:

• Inventory reached levels not seen in over 40 years

• Benchmark home price finished 2025 at $905,900, down 6% year-over-year

• December ended with a 13% sales-to-active listings ratio, bringing the market into balanced territory

These conditions have created opportunities for well-prepared buyers while placing greater emphasis on pricing strategy and presentation for sellers.

South Surrey & White Rock Real Estate Overview

The South Surrey and White Rock real estate market followed the broader regional trend but continued to demonstrate relative resilience compared to other Fraser Valley communities.

In December 2025:

• Total sales declined year-over-year, reflecting cautious buyer behavior

• Active listings increased significantly, giving buyers more choice

• Benchmark prices softened across all property types

Benchmark Prices – December 2025:

• Single-family homes: $1,732,300 (down 6.6% year-over-year)

• Townhomes: $885,700 (down 5.2% year-over-year)

• Apartments: $570,600 (down 6.2% year-over-year)

While prices have adjusted from recent highs, the long-term fundamentals of White Rock and South Surrey remain strong. Ocean proximity, established neighbourhoods, and limited new development continue to support values over time.

Year-End Perspective for White Rock & South Surrey

For all of 2025, White Rock and South Surrey recorded:

• 569 detached total sales, down 15.5% from 2024

• New listings increased by over 8%

• Median home price remained relatively stable at approximately $1.775M, declining less than 1% year-over-year 

This stability reinforces why many buyers continue to view the area as a long-term investment, even during slower market cycles.

What This Means for Buyers and Sellers

For Buyers
Increased inventory and softened pricing have created some of the most favourable conditions seen in years. Buyers are benefiting from:

• More selection

• Reduced competition

• Greater negotiating power

Working with an experienced White Rock Realtor is critical to identify value, understand micro-market trends, and negotiate effectively in this balanced market.

For Sellers
Although demand has cooled, well-priced and well-marketed properties continue to sell. Sellers who adapt to current market conditions, price realistically, and present their homes effectively are still achieving successful outcomes.

Looking Ahead

As we move into 2026, much will depend on interest rate stability and buyer confidence. The Fraser Valley market is showing signs of stabilization, and South Surrey and White Rock real estate are well-positioned to benefit first when activity begins to increase.

Whether you are buying, selling, or simply monitoring the market, local insight matters. Partnering with a knowledgeable White Rock Realtor ensures you stay informed and make confident real estate decisions in any market environment.